City of Seneca, South CarolinaMonday, January 24, 2022
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Seneca receives Improved Building Department ISO Rating



Seneca Receives Improved Building Department Insurance Services Office Rating. Residents should expect lower insurance rates in the future thanks to the Building Code Effectiveness Grading Classification being highly-rated in the City of Seneca




             “The Insurance Services Office, Inc. (ISO) evaluated the City of Seneca Building Department,” Ed Halbig, Planning and Development Director said. “The ISO is an independent statistical, rating and advisory organization that serves the property and casualty insurance industries. Their evaluations grade a building department's effectiveness as to building construction regulation. With periodic evaluations, a city has an opportunity to improve its score, which is shown on a range from 1 to 10 with 1 being exemplary,” Halbig added.

              This is good news for residents as the ISO fire protection rating upgrade should translate into better insurance rates.

              “The City of Seneca Department of Planning and Development’s rating for the 2016 evaluation is a “4” for one and two family residential property and a “3” for commercial and industrial property, both considered to be highly rated,” Halbig said.

              This advisory material is relayed to insurance companies that subscribe to the ISO rating information. The lower the rating range, the lower the insurance costs can be for residents and business owners with participating insurance companies. According to the ISO, a listing of subscribing insurers is proprietary; therefore Seneca residents and business owners should contact their insurance carrier directly to see if they subscribe and if they provide any type of discount based on that rating.

              “From the commercial side to the residential side, our fire rating has been upgraded,” Mayor Dan Alexander said. “So, that is good, it shows things are getting done, and that will help lower the cost of insurance,” the mayor added.

              Insurers may use the Building Code Effectiveness Grading Classification. The ISO program will apply credits to new construction in Seneca that has been issued a Certificate of Occupancy in the year 2016 and forward.

              “Owners of new construction for year 2016 and forward can speak with their insurance companies about any rating credits to individual property insurance policies in recognition of the City of Seneca’s efforts to ensure effective building practices,” Halbig concluded.

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